By Karuna Thapa
Kathmandu, March 28
Commercial banks’ deposit collection has been weak even in the last week of March. The average loan-to-deposit ratio (CD ratio) of 27 commercial banks has been over 91 percent in the last year, according to the Bankers’ Association.
The CD ratio should be 90 percent, according to Nepal Rastra Bank. However, the majority of banks have been unable to keep their CD ratios within the prescribed levels.
The bank’s deposit collection and credit investment have been equal in the recent week. The deposits of 27 commercial banks were Rs 43.28 trillion as of March 18. As of March 25, deposits have increased by Rs 2 billion to Rs 4.33 trillion. In a week, credit investment increased by Rs 2 billion.
Bank deposits, which were at Rs 4.168 trillion in March, increased to Rs 4.17 trillion in March, according to data released by the association. The banks have Rs 43.33 trillion in deposits and Rs 41.72 trillion in loans as of March 14.
